Will Interest Rates Eventually Make UK Homeowners ‘Mortgage Prisoners’ | Rick Otton Analysis

Will Interest Rates Eventually Make UK Homeowners ‘Mortgage Prisoners’ | Rick Otton Analysis

For the past five years, interest rates have been kept at 0.5%. However, it is expected to start shifting as early as later this year. And when it does, a new report from Resolution Foundation revealed that 2 out of … Continue reading

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How Does The Strong Pound Affect The UK Property Market | Rick Otton Explains

British Pound

Property markets, at their simplest, are a simple supply and demand equation. If there are more buyers than sellers, prices will go up because demand for new homes is greater than the supply available. But as with all things, nothing … Continue reading

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The Cost of UK Property | Rick Otton Takes A Look At Current Home Values

The Cost of UK Property | Rick Otton Takes A Look At Current Home Values

In many places in the UK, people are continuously feeling priced out of the market. Aspiring homeowners remain aspiring, as the minimum deposit keeps rising with home values. Just how expensive are houses in some of the UK suburbs? Every … Continue reading

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Identifying Property Buzzwords | Rick Otton Analysis

Identifying Property Buzzwords | Rick Otton Analysis

Looking at the newspaper headlines to do with property and real estate investing in the UK some days, you could be forgiven for wondering if some of it is in English. But with investors having many demands on their time, … Continue reading

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Seller Finance Is A Solution For All – Rick Otton Analysis

Seller Finance Is A Solution For All – Rick Otton Analysis

Property analysts in the U.K. have reached a conclusion that property is becoming more affordable for first homebuyers because of the government’s Help To Buy scheme. While this is welcome news to aspiring homeowners, it must be said that majority … Continue reading

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UK Properties For Sale Climbing as Mortgage Approvals Dip – Rick Otton Analysis

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The newest HMRC tax statistic found that a total of 1,165,880 property transactions went through in the UK between May 2013 – May 2014. This means that an average of almost 1 out of 20 homeowners want to sell their … Continue reading

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When Is The Best Time To Invest in Property? | Rick Otton Analysis

london_property

Demand is soaring for London property and other areas in the South East. And this strong demand is what’s causing house values to surge. Now property prices can be a tricky thing. When the GFC hit late 2007 to early … Continue reading

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Rick Otton: Cash Flow vs. Capital Gains

uk_house5

A Wall Street Journal article by Allen Mattich warned that the UK property market “may hit turbulence sooner than people think.” He gave warning signs such as median house prices averaging 10 times more than median incomes; mortgage approvals falling … Continue reading

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